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Look for an independent shop. A franchise is generally purchased by someone who has no experience in the industry. When using a franchised shop be sure to ask how long they have owned it, not how long they have been in business, because existing franchises are often re-sold when owners retire. We all had to start somewhere, so even a franchisee eventually gets experience.

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Business mixers can be intimidating for anyone, they can also the perfect opportunity to network and build business relationships. If the thought of meeting new people at a business mixer sends a chill up your spine, you’re not alone! I have been networking for years and I still get the cold feet. Unfortunately, these days, it’s not what you know, but who you know.

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If you are like most small business owners, growing your business is both hurting your personal credit and draining your resources that can be used for your personal expenses. According to a study done by the SBA, 92% of all business loan applications are done based solely on the merit of the applicant’s Fico and personal assets.

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